Payment Terms

At BAISKA, we are committed to providing customers with clear, transparent, and convenient payment information.

Please review the payment terms below before completing your purchase.

Accepted Payment Methods

BAISKA currently accepts the following payment methods when available during checkout:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • Diners Club

  • JCB

  • UnionPay

  • Elo

  • Shop Pay

  • PayPal

  • Google Pay

Payment method availability may vary depending on:

  • Customer location

  • Device

  • Browser

  • Currency

  • Order details

  • Payment provider availability

  • Payment provider eligibility

The payment methods displayed during checkout are the official payment options available for your specific order.

If a payment method is not displayed during checkout, it is not currently available for that transaction.

Express Checkout

Eligible customers may be able to use express checkout options including:

  • Shop Pay

  • PayPal

  • Google Pay

Availability depends on the applicable device, browser, customer account, location, and payment provider.

When using an express checkout service, you may be redirected to or asked to sign in to the relevant payment provider.

Transactions completed through an independent payment provider are also subject to that provider's applicable terms, privacy practices, security procedures, and verification requirements.

Payment Security

Payments are processed through secure checkout systems and authorized third-party payment providers.

BAISKA does not store complete credit or debit card numbers on our own servers.

Payment providers may use measures such as:

  • Encryption

  • Authentication

  • Fraud detection

  • Transaction monitoring

  • Payment authorization checks

Customers are responsible for ensuring that billing and payment information entered during checkout is complete and accurate.

For your security, please do not send complete payment card numbers, card security codes, banking passwords, or other sensitive financial credentials to BAISKA by email.

Payment Authorization

By submitting an order, you authorize BAISKA and the applicable payment service provider to process the payment associated with your purchase.

Your order total may include:

  • Product prices

  • Shipping charges where applicable

  • Applicable taxes

  • Discounts

  • Other charges clearly disclosed before payment

Payment must be successfully authorized before an order can proceed through normal processing.

After successfully placing an order, you should receive an order confirmation email at the email address provided during checkout.

Payment Verification

Some transactions may require additional verification to help protect customers and prevent unauthorized payments or fraud.

We may contact you if additional information is reasonably required to verify:

  • Order details

  • Billing information

  • Payment information

  • Customer identity where appropriate

If required verification cannot be completed, an order may be delayed or cancelled.

If a paid order is cancelled, any applicable refund will generally be issued to the original payment method.

If only a temporary payment authorization was created, the time required for that authorization to be released is determined by the applicable bank or payment provider.

Declined or Failed Payments

A payment may be declined or unsuccessful for reasons including:

  • Incorrect card information

  • Incorrect billing information

  • Insufficient funds

  • Expired payment credentials

  • Bank authorization requirements

  • Payment provider security restrictions

  • Unsupported payment methods

  • Suspected unauthorized activity

If your payment is declined, please verify the information entered and, where appropriate, contact your bank, card issuer, or payment provider.

BAISKA does not control independent payment approval or rejection decisions made by banks and payment providers.

Pricing and Currency

Product prices and the applicable transaction currency are displayed on our website and during checkout.

The final order amount will be displayed before payment is submitted.

Customers should review the complete order summary before completing a purchase.

If your payment account uses a different currency, your bank or payment provider may apply:

  • Currency conversion charges

  • Foreign transaction fees

  • Exchange-rate adjustments

  • Other payment processing fees

These charges are determined by the applicable financial institution or payment provider and are not controlled by BAISKA.

Sales Tax

Applicable sales tax, if any, may be calculated based on factors such as:

  • Shipping destination

  • Order details

  • Applicable tax requirements

Any applicable tax amount will be displayed during checkout before payment is completed.

Shipping Charges

Applicable shipping charges, if any, will be displayed during checkout before payment is completed.

Shipping charges may depend on:

  • Delivery destination

  • Order value

  • Package characteristics

  • Selected shipping method

  • Available shipping promotions

If free shipping is available for a specific order, the applicable free shipping option and any conditions will be displayed during checkout.

Customers can review the shipping charge and complete order total before submitting payment.

Discount Codes and Promotions

BAISKA may offer discount codes and promotional offers from time to time.

Valid discount codes should be entered in the designated discount or promotional field during checkout where applicable.

Promotions may be subject to conditions including:

  • Expiration dates

  • Product exclusions

  • Minimum purchase requirements

  • Customer eligibility requirements

  • First-order requirements

  • Geographic restrictions

  • Usage limits

  • Combination restrictions

  • Other stated promotional terms

Whether multiple discounts can be combined depends on the specific promotion and checkout configuration.

The discount shown in your order summary before payment is the discount applied to that transaction.

Discounts generally cannot be applied retroactively after an order has been completed unless specifically stated otherwise.

BAISKA may decline a promotional code that:

  • Has expired

  • Is invalid

  • Does not meet the stated eligibility requirements

  • Has exceeded an applicable usage limit

  • Does not apply to the products in the order

Order Confirmation

After a successful order submission, an order confirmation will be sent to the email address provided during checkout.

Please review the confirmation carefully, including:

  • Products ordered

  • Selected size or variant

  • Shipping address

  • Billing information

  • Discounts applied

  • Shipping charges where applicable

  • Taxes where applicable

  • Order total

If you notice an error, please contact us as soon as possible.

In limited circumstances, an order may require additional review after confirmation because of issues including:

  • Material pricing errors

  • Product unavailability

  • Incomplete customer information

  • Payment authorization problems

  • Suspected fraudulent or unauthorized activity

If we are unable to fulfill a paid order, we will contact you and issue the applicable refund.

Payment Holds and Pending Charges

Your bank, card issuer, or payment provider may temporarily display a payment as pending or authorized.

A pending authorization is not necessarily a completed charge.

The length of time that a pending authorization remains visible is determined by the applicable financial institution or payment provider.

If an order is cancelled before payment is fully captured, the pending authorization may remain visible until the applicable provider releases it.

BAISKA does not control independent authorization-release timelines.

Duplicate or Unexpected Charges

If you believe you have been charged more than once for the same order, please first review:

  • Your order confirmation

  • Pending transactions

  • Completed transactions

  • Payment provider activity

A temporary authorization may appear separately from the final completed charge.

If you still believe an incorrect duplicate charge has occurred, please contact us with:

  • Your full name

  • Order number

  • Email address used during checkout

  • Relevant transaction information

Please do not send complete payment card information by email.

Order Changes and Cancellations

Payment processing may begin shortly after an order is submitted.

If you need to change or cancel an order, please contact us as soon as possible.

We will make reasonable efforts to assist before the order has entered processing or shipment.

Once an order has entered processing, packing, or shipment, changes or cancellations cannot be guaranteed.

If a paid order is successfully cancelled, any applicable refund will generally be issued to the original payment method.

Refunds

Eligible refunds are handled according to our Return & Refund Policy.

Approved refunds are normally issued to the:

Original Payment Method

Approved refunds will be processed within:

7 Days

The refund processing period begins after the returned product has been received, inspected, and approved where a return is required.

Original shipping charges, return shipping costs, and other applicable charges are handled according to the conditions described in our Return & Refund Policy.

Refund Posting Time

After BAISKA submits an approved refund, the applicable:

  • Bank

  • Card issuer

  • Digital wallet provider

  • Payment provider

may require additional time for the funds to appear in your account.

This additional posting period is controlled by the applicable financial institution or payment provider and is separate from BAISKA's refund processing time.

Refund Method

Approved refunds are generally returned to the original payment method used for the transaction.

We generally cannot redirect an approved refund to another:

  • Credit or debit card

  • Bank account

  • Digital wallet

  • Payment account

  • Individual

If the original payment method is no longer available, the procedures of the applicable payment provider may apply.

Unauthorized Transactions

If you believe your payment method has been used without your permission, please contact your bank, card issuer, or payment provider as soon as possible.

You may also contact BAISKA with the relevant order information so we can review the transaction.

For security reasons, please do not send complete payment credentials by email.

Payment Disputes and Chargebacks

If you believe there is a problem with an order or payment, please contact our Customer Support team so we can review the matter and assist where appropriate.

If a payment dispute or chargeback is opened through a bank or payment provider, the issue may be handled through the applicable provider's dispute process.

Where permitted, BAISKA may provide relevant records as part of that process, including:

  • Order information

  • Payment records

  • Shipping information

  • Tracking information

  • Delivery records

  • Return information

  • Customer service communications

Third-Party Payment Providers

Payment services available through our website may be operated by independent third-party providers.

These providers may process information according to their own:

  • Terms of service

  • Privacy policies

  • Security procedures

  • Eligibility requirements

  • Payment processing rules

BAISKA does not control independent payment provider processing times, account eligibility decisions, or authorization procedures.

Payment Policy Updates

BAISKA may update these payment terms when:

  • Payment methods change

  • Checkout services change

  • Business practices change

  • Applicable requirements change

  • Legal or regulatory requirements change

The most current version will be published on this page.

Updated terms will apply from their effective date where permitted by applicable law.

Contact Us

For questions regarding payments, billing, charges, refunds, or an existing order, please contact us:

BAISKA

Phone:
+1 212-861-5589

Email:
info@baiska.com

Business Address:
210 E 65th St
New York, NY 10065
United States

When contacting us about an existing order, please include your order number and the email address used during checkout whenever possible.

For security reasons, please do not send complete payment card numbers, card security codes, banking passwords, or other sensitive financial information by email.

Thank you for choosing BAISKA.